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Jolly ListChristmas 2026

Advent calendar · December 11

Door 11: Do a ten-minute budget check

Planning tip · December 11, 2026

Planning tip · Door 11 of 24

Add up what you have spent so far, then compare it with your plan. If you are over, trim one gift or switch one purchase to something handmade. If you are under, keep a reserve of about 10 percent for the gift you forgot and any exchanges.

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